AI Cost Calculator
Set your monthly budget and see which AI subscription plans from OpenAI, Anthropic, and Google fit within it.
Pricing as of April 2026. Plans and features may change. See our detailed comparison for more.
How to choose
- Casual users ($0): Free tiers from all providers cover light usage.
- Regular users ($8–$20): ChatGPT Go or Plus, Claude Pro, or Google AI Plus offer excellent value.
- Power users ($100+): ChatGPT Pro and Claude Max unlock highest-tier models and extended limits.
What's included
This calculator covers consumer subscription plans as of April 2026. API pricing (pay-per-token) is separate — use our Token Counter for API cost estimates.
Frequently Asked Questions
How much does ChatGPT cost per month?
ChatGPT offers a free tier with limited GPT-4o access. ChatGPT Plus costs $20/month with faster responses and priority access. ChatGPT Pro at $200/month unlocks unlimited access to all models including o1-pro. Use our calculator to see which plan fits your budget.
Is Claude free to use?
Yes, Claude offers a free tier with limited daily messages. Claude Pro costs $20/month for higher usage limits. Claude Max plans ($100-$200/month) provide the highest message volumes for power users.
Which AI is the best value for money?
It depends on your usage. For casual users, all three (ChatGPT, Claude, Gemini) offer capable free tiers. For regular users spending $20/month, ChatGPT Plus and Claude Pro are comparable. Read our detailed ChatGPT vs Claude vs Gemini comparison for a full breakdown.
What's the difference between API pricing and subscription pricing?
Subscription plans (like ChatGPT Plus) give you web/app access with usage limits. API pricing charges per token processed and is designed for developers building applications. Use our Token Counter to estimate API costs for your specific use case.